Current Base Lending Rate (BLR)
Bank Negara Malaysia (BNM) has on 3 November 2022 decided to increase the
Overnight Policy Rate (OPR) by 25 basis points to 2.75 percent. Historically, Standardised Base Rate (SBR), Base Rate (BR) and Base Lending
Rate (BLR) has moved in tandem with the OPR. The OPR was last changed in 8
September 2022. Some banks have announced change to SBR, BR and BLR.
Any changes to the SBR, BR and BLR will affect pricing of both existing
and new floating interest rate home loans. However, fixed rate home loan
packages will remain unaffected.
Table below is the latest BLR for each bank in Malaysia. (Updated on 26 July 2025)
| Local Bank | BLR / BFR (%) |
|---|---|
| Affin Bank | 6.56 |
| Alliance Bank | 6.42 |
| AmBank | 6.45 |
| CIMB Bank | 6.60 |
| Hong Leong Bank | 6.64 |
| Maybank | 6.40 |
| Public Bank | 6.47 |
| RHB Bank | 6.45 |
| Agrobank (Bank Pertanian) | 6.50 |
| Bank Islam Malaysia | 6.47 |
| Bank Muamalat | 6.56 |
| Bank Rakyat | 6.58 |
| Bank Simpanan Nasional (BSN) | 6.35 |
| MBSB Bank | 6.50 |
| Foreign Bank | BLR / BFR (%) |
|---|---|
| Al-Rajhi Bank | 6.75 |
| Bangkok Bank | 6.87 |
| BNP Paribas | 6.05 |
| Bank of America | 6.05 |
| Bank of China | 6.35 |
| Bank of Tokyo-Mitsubishi UFJ | 6.25 |
| J.P. Morgan Chase Bank | 6.15 |
| Citibank | 6.55 |
| Deutsche Bank | 6.20 |
| HSBC Bank | 6.49 |
| Industrial and Commercial Bank of China | 6.45 |
| India International Bank | 6.60 |
| Kuwait Finance House | 7.14 |
| Mizuho Corporate Bank | 6.35 |
| National Bank of Abu Dhabi | 6.35 |
| Nova Scotia Bank | N/A |
| OCBC Bank | 6.51 |
| Royal Bank of Scotland (RBS) | 6.25 |
| Standard Chartered Bank | 6.45 |
| Sumitomo Mitsui Banking Corporation | 6.55 |
| United Overseas Bank (UOB) | 6.57 |
folder_open Base Rate History