Current Base Rate (BR)
In line with Bank Negara Malaysia (BNM) new reference rate framework,
effective 2 Jan 2015, the Base Rate (BR) has replaced the
Base Lending Rate
(BLR) as the main reference rate for new retail floating rate loans.
The following is the BR of financial institutions as on 26 July 2025.
| Bank | Base Rate (%) |
|---|---|
| Affin Bank | 3.70 |
| Alliance Bank | 3.57 |
| AmBank | 3.35 |
| CIMB Bank | 3.75 |
| Hong Leong Bank | 3.63 |
| Maybank | 2.75 |
| Public Bank | 3.27 |
| RHB Bank | 3.50 |
| Agrobank (Bank Pertanian) | 3.35 |
| Bank Islam Malaysia | 3.52 |
| Bank Muamalat | 3.56 |
| Bank Rakyat | 3.60 |
| Bank Simpanan Nasional (BSN) | 3.60 |
| MBSB Bank | 3.65 |
| Bank | Base Rate (%) |
|---|---|
| Al-Rajhi Bank | 3.85 |
| Bangkok Bank | 4.22 |
| BNP Paribas | - |
| Bank of America | - |
| Bank of China | 3.55 |
| Bank of Tokyo-Mitsubishi UFJ | - |
| J.P. Morgan Chase Bank | - |
| Citibank | 3.40 |
| Deutsche Bank | 2.91 |
| HSBC Bank | 3.39 |
| Industrial and Commercial Bank of China | 3.52 |
| India International Bank | - |
| Kuwait Finance House | 3.25 |
| Mizuho Corporate Bank | - |
| National Bank of Abu Dhabi | - |
| Nova Scotia Bank | - |
| OCBC Bank | 3.58 |
| Royal Bank of Scotland (RBS) | - |
| Standard Chartered Bank | 3.27 |
| Sumitomo Mitsui Banking Corporation | - |
| United Overseas Bank (UOB) | 3.65 |
folder_open Base Rate History